Family-Building Support
Family building is personal.
Your planning tools should be too.
Figly Health translates cost estimates for IVF, embryo creation, and surrogacy into clear comparisons so you know exactly what to prepare for.
Total cost clarity in your family-building journey.
Built From Experience, Not Theory.
When my partner and I started our surrogacy journey, we budgeted $150,000. We spent $235,000—not from choosing premium options, but from insurance gaps, pharmacy markups, and legal complexities no one warned us about.
Every hopeful parent deserves better than learning through financial shock. Figly maps the complete cost picture before you sign a single contract—every variable, every hidden fee, the full system we wish we'd had.
This isn't about finding bargains. It's about preventing the surprises that derail dreams.
Every hopeful parent deserves better than learning through financial shock. Figly maps the complete cost picture before you sign a single contract—every variable, every hidden fee, the full system we wish we'd had.
This isn't about finding bargains. It's about preventing the surprises that derail dreams.
How we help
Fertility Cost Clarity Before You Commit
Turn fragmented quotes into one clear path forward—
all vendors, all variables, all surprises.
all vendors, all variables, all surprises.
Just some of what goes into your personalized plan:
Medication Costs
Expose pharmacy cost variations across providers, preventing 30-40% markups.
Insurance Assessment
Evaluate surrogate health plans, NICU coverage, and lien prevention strategies.
Clinic Analysis
IVF success rates mapped against total cycle costs, including medications and monitoring.
Agency Audits
Compare agencies side-by-side with standardized quotes revealing true compensation and fees.
Human Navigator
Expert interpretation of your projections from someone who's lived this journey.
Travel Logistics
Remote monitoring, transfer trips, and delivery expenses are calculated for your scenario.
Donor Variables
Total egg and sperm donor costs including compensation, agency fees, and legal requirements
Legal Mapping
State-specific requirements, pre-birth orders, and contract costs projected accurately.
How it Works
Your Roadmap to Clarity
.png)
Maria Morales
Intended Parent Navigator
.png)
Testimonials
Real Journeys, Real Relief
"Figly caught a $22,000 insurance gap our agency never mentioned. That discovery alone changed everything."
Michael & James, California
faq
Common Questions
What makes Figly different from agencies?
Why can't I research this myself?
What if I've already started treatment?
When should I use Figly?
Do you take referral fees from clinics?
How accurate are your projections?
Our story
When we started our surrogacy journey, we thought we understood the costs.
We were wrong.
Agency quotes excluded medications. "All-inclusive" packages had gaps. Critical expenses appeared from nowhere—not because anyone misled us, but because this process involves so many providers that no single person can see the full picture.
We watched our budget shift as hidden costs emerged and realized: if we struggled with this, what about everyone else?
Figly exists so families building through IVF, surrogacy, and other assisted paths—including LGBTQ+ parents—can see what's really ahead. No surprises. No discovering expenses through credit card statements. Just honest, complete financial guidance from people who've lived it.
This journey is complex enough. The financial side shouldn't be.
We were wrong.
Agency quotes excluded medications. "All-inclusive" packages had gaps. Critical expenses appeared from nowhere—not because anyone misled us, but because this process involves so many providers that no single person can see the full picture.
We watched our budget shift as hidden costs emerged and realized: if we struggled with this, what about everyone else?
Figly exists so families building through IVF, surrogacy, and other assisted paths—including LGBTQ+ parents—can see what's really ahead. No surprises. No discovering expenses through credit card statements. Just honest, complete financial guidance from people who've lived it.
This journey is complex enough. The financial side shouldn't be.
Mission & Values
Mission: Transform family-building from financial chaos into informed confidence by illuminating every cost variable before commitment locks you in.
Vision: Every intended parent navigates their journey with complete cost visibility, preventing surprise expenses from derailing dreams.
Values:
- Transparency First
- Independence Always
- Complexity Simplified
- Control Restored
- Dreams Protected